Question 1

How does Paycart work?

Accepted Answer

You create your products in Paycart, get a checkout link, and share it directly in WhatsApp or Instagram chats. When a customer clicks the link, they can pay instantly. You get notified via WhatsApp and email, and the order is tracked automatically.

Question 2

Do I need a website?

Accepted Answer

No. Paycart is designed for sellers who don't have or don't want a website. You sell directly through your existing WhatsApp and Instagram conversations.

Question 3

How much does Paycart cost?

Accepted Answer

We offer a free Starter plan with up to 10 products. Our Lite plan at ₦5,000/month gives you 50 products and custom branding. The Growth plan at ₦9,500/month includes unlimited products, AI descriptions, abandoned cart recovery, and priority support. All paid plans come with a 14-day free trial.

Question 4

How do I get my money?

Accepted Answer

Payments go directly to your connected bank account or mobile money wallet. Withdrawals are fast and hassle-free with no hidden fees.

Question 5

How does PayCart help my business grow?

Accepted Answer

PayCart provides analytics to understand your sales, marketing campaigns to reach more customers, inventory management to avoid stockouts, AI-powered product descriptions, abandoned cart recovery, and multi-currency support — all designed to scale your chat-based business.