Merchant Operating System

Run your whole
business

from your phone.

PayCart is the Mobile-First Merchant OS for small businesses and social sellers in Nigeria. Payments, logistics, AI — in one app.

Built for Nigerian Sellers
01 / Store Hub & Omnichannel Link
1 of 4

Your entire store in one link.

Launch a high-converting Nigerian storefront in 60 seconds. Share your custom link or QR code across WhatsApp, Instagram, and TikTok.

  • Instant paycart.link storefront & printable QR standee
  • Custom themes, brand colors & product collections
  • Built for WhatsApp, Instagram & walk-in buyers
PayCart Store Hub screen showing storefront customization and QR sharing
PayCart Orders screen showing multi-channel orders from WhatsApp, Instagram and Storefront
PayCart Daily Report screen showing total sales, net profit and fee breakdown
PayCart Grow Hub screen showing revenue trend chart and Flash Sale launcher
Human hand holding a smartphone running the PayCart seller app

₦185,000

Storefront order paid via Paystack

Beyond Beautiful

Built to do the work,
not just look pretty.

Every feature is tailored to how Nigerian merchants actually run their stores — orders, outlets, payouts, catalog and buyers.

Manage orders with a few clicks

Accept, reject, fulfil and hand off deliveries while keeping buyers updated.

See more
Manage orders with a few clicks — PayCart feature

Curate your product list

Upload, price, publish, restock and organize products with catalog control.

See more
Curate your product list — PayCart feature

Withdraw payouts with ease

Track payment status, export records and reconcile sales without chasing spreadsheets.

See more
Withdraw payouts with ease — PayCart feature

Track sales and analytics

Understand your business growth with real-time analytics and reporting.

See more
Track sales and analytics — PayCart feature

Manage orders with a few clicks

Accept, reject, fulfil and hand off deliveries while keeping buyers updated.

See more
Manage orders with a few clicks — PayCart feature

Curate your product list

Upload, price, publish, restock and organize products with catalog control.

See more
Curate your product list — PayCart feature

Withdraw payouts with ease

Track payment status, export records and reconcile sales without chasing spreadsheets.

See more
Withdraw payouts with ease — PayCart feature

Track sales and analytics

Understand your business growth with real-time analytics and reporting.

See more
Track sales and analytics — PayCart feature

HOW IT WORKS

01

Open your store in 60 seconds.

No website. No developer. One shareable link — drop it into any WhatsApp chat.

Open your store in 60 seconds.

Sell everywhere.
Manage anywhere.

Generate a payment link in seconds. Drop it into any chat. Wherever your customers are, PayCart is there.

WhatsApp
Sell in every conversation
Instagram
Turn followers into buyers
TikTok
Every viral video sells
Facebook
Reach every community
Your store link
One link. Sell anywhere

PayCart has you covered.
Join numerous sellers.

From Instagram vendors to physical stores, PayCart is how they get paid — with every tool they need in one app.

Inventory tracking
Instant payments
Multi-channel orders
Push notifications
AI business insights
Delivery booking
WhatsApp commerce
Coupons & campaigns
Customer reviews
Invoices & receipts
Cart recovery
Customer CRM
Inventory tracking
Instant payments
Multi-channel orders
Push notifications
AI business insights
Delivery booking
WhatsApp commerce
Coupons & campaigns
Customer reviews
Invoices & receipts
Cart recovery
Customer CRM
Nigerian merchant using PayCart — payment confirmed
Paycart
Payment Confirmedjust now

₦12,500 settled

Nigerian merchant using PayCart — new order
Paycart
New Order2m ago

Ankara wrap set

Nigerian merchant using PayCart — inventory alert
Paycart
Inventory Alert15m ago

Low stock: Silk bonnets

Nigerian merchant using PayCart — delivery booked
Paycart
Delivery Booked1h ago

Pickup scheduled for 2pm

Nigerian merchant using PayCart — payment confirmed
Paycart
Payment Confirmed2h ago

₦45,000 settled

Nigerian merchant using PayCart — new order
Paycart
New Order3h ago

Skincare bundle

Nigerian merchant using PayCart — payment confirmed
Paycart
Payment Confirmedjust now

₦12,500 settled

Nigerian merchant using PayCart — new order
Paycart
New Order2m ago

Ankara wrap set

Nigerian merchant using PayCart — inventory alert
Paycart
Inventory Alert15m ago

Low stock: Silk bonnets

Nigerian merchant using PayCart — delivery booked
Paycart
Delivery Booked1h ago

Pickup scheduled for 2pm

Nigerian merchant using PayCart — payment confirmed
Paycart
Payment Confirmed2h ago

₦45,000 settled

Nigerian merchant using PayCart — new order
Paycart
New Order3h ago

Skincare bundle

PAYCART1414 days free on Growth

Ready to
get paid?

Join numerous Nigerian merchants using PayCart to sell, operate, grow and scale — all from one app.

FAQs.

ANSWER 01

What is PayCart, exactly?

PayCart is the Mobile-First Merchant Operating System for small businesses and social sellers in Nigeria. We aggregate payments, logistics, banking and AI so you can run your whole business from one app.